Medicare Supplemental Insurance

Designed to cover all Medicare eligible expenses not paid by Medicare. These Medigap Plans are available to anyone enrolled in Part A and B of Medicare. These plans are guaranteed renewable for life.

Life

Life insurance can gives you the peace of mind you may only get from knowing that you’ve protected your loved ones. In the event of your passing, Life Insurance provides money directly to your beneficiaries. They can use the money for whatever they want, such as:

Make up for your lost income
Fund your child's education
Pay off household debt
Pay for your funeral and other related expenses

In addition, Permanent Life Insurance offers a cash value component which can be put to good use during your lifetime.

For business situations, we offer plans to fund Key Man, buy-sell, and stock purchase agreements.

Health-Group and Individual, Dental

Choice of Plans
At AGTI you have the flexibility to choose coverage that's right for your needs and your budget.

You can choose traditional health coverage with familiar features like office visit copayments or 100% after deductible coverage. Or you can choose a HSA – a qualified High Deductible Health Plan (HDHP) that allows you to contribute to a Health Savings Account. We also offer Short Term Medical plans designed to provide affordable coverage while you wait for more permanent coverage to begin. We offer a full line of Group Insurance (employer) plans as well as Individual.

AGTI offers comprehensive dental plans as well.

Group

Individual

Long-Term Care

Disability

And for the traveler, we offer full coverage while out of the country on business or pleasure.

Annuities

Guaranteed income
Guaranteed lifetime income. No other investment instrument can provide this guarantee
Unlimited contributions
No risk of loss ("fixed" and "indexed" annuities)
Tax Sheltered Accumulation

No-penalty annual withdrawals. Most annuities have a provision that allows you to withdraw a certain amount per year penalty free
No-penalty rollovers. Company pension or profit sharing plan payouts may be reinvested without incurring current taxes or penalties
No probate in case of death, with specified beneficiaries

Disclaimer:

“The above description provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverages. These definitions do not alter or modify the terms of any insurance contract. If there is any conflict between these definitions and the provisions of the applicable insurance policy, the terms of the policy control.”